Personal Finance 101

Latest Blog Posts - Personal Finance 101

• How a Credit Card Balance Transfer Works
  on Aug 22, 2012 in Credit Card Debt 0% credit card credit card debt debt
  A credit card balance transfer works by not charging you interest during the introductory period. Most people forget about the “introductory period.” And most cards are designed to let you have a balance at the end of the introductory per...
• Travel: What You Need to Know About Hiring a Car?
  on Jun 23, 2012 in Holidays car rental holidays vehicle rental
  You know the drill. Make your booking before you travel. Going to a car rental desk at the airport without a booking will be brutal to your wallet. Try the following websites for advance rentals: Web Car Hire Bayswater Car Rental Avis Car Rental Hert...
• Travel Stay: How Early Do I Book?
  on Jun 16, 2012 in Holidays holiday hotel lodging off season booking season booking travel
  The idea here is simple. For peak season booking, book as early as possible. Try comparing prices from these websites. Once you find a place you like, then call that place directly and see if you can get a cheaper rate by dealing direct. I know its a...
• Use Low Cost Carriers and Fly Off Peak
  on Jun 9, 2012 in Holidays Personal Finance
  We all like to fly with a little bit of decency using the full fledge carriers and not like a herd in a low cost carrier. But this is life. Rather than spend an extra thousand to sit comfortably in a full fledge airline, suck it up and bear through t...
• Refinance Your Mortgage – Make the Best of Interest Rate
  on Jun 4, 2012 in Home Renovation Personal Finance Real Estate
  Buying a mortgage is perhaps one of the most important financial decisions of your life. Thus you have to be careful about what decisions you take. This is a financial obligation that will remain till a majority part of your life. Hence you have to c...
• Where Should You Go For Your Holidays?
  on Jun 2, 2012 in Holidays bali cheap holidays holidays kuala lumpur phuket
  The world is a beautiful place. There are a lot of wonders of nature across the globe. Where should you go? May I suggest going to a country where the currency is less dear than in your country? How Strong is Your Currency? Why? Simply because you...
• Are Travel Agent Holiday Packages Cheap?
  on May 26, 2012 in Holidays best deals holidays travel agents travel package
  When people think of going for holidays, they usually tend to do so at the last moment and tend to opt for the holiday packages by travel agents. This is good if money is not a concern for you but if money is a concern, then read on. Travel agents pa...
• Tired of all those pesky salespeople? DoNotCall.gov.au
  on May 19, 2012 in Life Lifestyle DoNotCall keep salesman away sales call sales man
  If you live in Australia and are tired of all those pesky salespeople calling on you, then register your phone with the government’s Do Not Call Register at www.donotcall.gov.au or call 1300 792 958. That should give you some peace and quiet.
• True Cost of Owning a Car
  on May 12, 2012 in Personal Finance
  When buying a car, just remember that while its an investment, its a depreciating investment (unlike buying a house which appreciates in value). So when comparing cars, remember that the true cost of owning a car is broken down to DEPRECIATION COST a...
• Should I Use My Savings for Home Renovation or Take Out a Loan?
  on May 8, 2012 in Home Renovation home loan home renovation personal loan savings
  Here’s a simple scenario – your bathroom sprung a leak and you will need to replace most of the plumbing and flooring. Should you use a part or all of your savings or get a loan? Let’s assume you’ve got around $50 thousand in...

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