Finances Blog Posts

Reduce Unnecessary ServicesOne of the most common money-wasters is paying for services you really don’t need. For example, how many television channels do you really watch? Chances are good that there are a few dozen channels you simply never turn...

Information for this post is sourced from Genworth Financial in partnership with the SheHeard Influencer Network. Taking care of others seems to come naturally to some people and not so much for others.  My daughter, for example, at the age of 8, is...

Information for this post is sourced from Genworth Financial in partnership with the SheHeard Influencer Network. Taking care of others seems to come naturally to some people and not so much for others.  My daughter, for example, at the age of 8, is...

Consolidate Your Debts Get in control of your money by consolidating large debts with one loan. Research which banks or credit cards will give you the lowest interest rates and consolidate your payments into one. This will save you money by paying fe...

  Consult with a Financial Advisor We don't have a huge investment portfolio, but we do meet with a financial advisor every year around this time. He considers us ultra-conservative investors. He's right, neither of us is fond of taking huge ris...

Organize Your Paperwork All of your paperwork should be organized so you know exactly where your receipts, financial statements, and bills are filed.  There’s nothing worse than going in search of a needle in a haystack when a question arises.· E...

Schedule Your BillsThe first expenses you have to worry about each month are your household bills like the rent or mortgage and utilities. It's all the more reason to be organized so you can manage your money to pay these on time each month.  · Use...

The word investment brings visions of dollar signs and stock charts at first thought.  But when I really think about it, there is so much more to the meaning of this word.  I am proud to have partnered with My Job Chart to bring you this eye-openin...

The word investment brings visions of dollar signs and stock charts at first thought.  But when I really think about it, there is so much more to the meaning of this word.  I am proud to have partnered with My Job Chart to bring you this eye-openin...

Technology is a great tool that can help a person manage all aspects of life including health and finances. Smart phones are filled with applications that allow a person to play or stay up to date on important information. These apps have the power t...

 Do you participate in any customer rewards programs? These programs reward you for shopping with a particular company or business. A very simple example of a customer reward program is a punch card for a coffee shop. Every time you buy a cup of c...

Many instances of hacking and stealing of money on people’s credit cards has become a reality for many card and bank account holders. Although banks are coming up with various strategies to curb this menace, credit card holders continue to suff...

Cut cosmetic items in half. For example, if you use flat cotton pads, use your scissors to halve them. Also, cotton balls can be pulled into two pieces. If you find yourself using only one end of a cotton bud, cut them in half, too. You’ll get doub...

Throughout our lives we will face many stressful situations, for some, this may include going through a divorce. If you ever have to face a time like this, you should know that it is important that you protect yourself financially. It is understandab...

When shopping clearance items, speak to the sales clerk or manager and say something like, “If I buy these 3 items, could I get an additional 10% off?” Then, be willing to walk away if they say, “No.” The fact is, many department stores are n...

When shopping clearance items, speak to the sales clerk or manager and say something like, “If I buy these 3 items, could I get an additional 10% off?” Then, be willing to walk away if they say, “No.” The fact is, many department stores are n...

Cook More Families are on the run these days so they eat out a lot more than their budgets can take. Develop a list of five to ten quick and healthy meals you can make with little effort in under 30 minutes. Next to each meal list the ingredients you...

I know I’m not the only mom that worries about money.  Money for the week, for college, for a new house, for retirement…  Ugh!  It is totally overwhelming.  Especially since I am a single mother with only one tiny income.  I’ve...

I know I’m not the only mom that worries about money.  Money for the week, for college, for a new house, for retirement…  Ugh!  It is totally overwhelming.  Especially since I am a single mother with only one tiny income.  I’ve...

Purchasing a house is one of the most exciting milestones in a person’s life.  It can also be very stressful and confusing when it comes to the money end of things.  It’s important to do your research and know exactly what you are getti...