Retirement Savings Blog Posts

Everyone needs to save money for retirement, but some people are much better at it than others. Some people struggle financially and can’t save much at all. But other people just aren’t doing the right thing. They could have money to save...

Traditionally, most Canadians thought that taking advantage of the immediate tax savings of a Registered Retirement Savings Plan (RRSP) for their retirement savings was the smartest choice when it came to saving for their retirement.  But now that t...

One of Australia’s most bearish investment analysts has recently warned that the country’s Baby Boomers, who are rapidly nearing retirement age, risk losing a large chunk of their savings at the hands of a property and share market boom. Robert M...

The quality of your lifestyle at your retirement age very much depends upon how you utilize your money in your earning years. The earlier you start saving, the better is your amount of investment and superior is your purchasing power during those sun...

Happy life without debt. Image: pfci.caLife is hard, modern man cannot be free from debt or difficult to live without debt, for example to fulfill the daily needs, business capital, or to satisfy our lifestyle. Has a debt can be stressful if you...

Have you ever heard anybody tell you that they have just built their emergency fund? If you have, then did you ever ask them what an emergency fund actually is? I ask this because most people that I talk with have no clue what an emergency fund is or...

Half of non-retired Canadians say they plan to retire by age 65 and expect Canada Pension Plan (CPP) to fund part of their retirement, according to a recent Leger Marketing survey for H&R Block Canada. But less than one-third actually know how mu...

Investing can be very complex and daunting for most people. No matter where you look there are countless advertisements looking to capture your hard earned money and plenty of financial horror stories in the media tempting you to sit tight and do no...

Retirement funding may not be the first thing on your mind when you’re worried about soccer practice basic meal planning and making it to the weekend, but saving for retirement now when your family is young – even if you’re on a tight b...

I saw today that the pre-tax 401k contribution limit has been increased to $17,000 for 2012. Normally I would raise my contribution to take advantage, but I can’t.  If I raise my contribution from 18% to 19% of my income, I’ll go above t...

Well I’ve been making some progress on my goals, so I thought I would put out an update: Goal #1: Life Insurance OK, so when I said some progress, I didn’t actually mean on all of my goals. I totally slacked on this one. Truth be told, I&...