debstwins Profile
Michel A Bell
Join Date:
2012-03-30
About
Michel A. Bell is founder & president of Managing God's Money:http://www.managinggodsmoney.com, former senior business executive, author, speaker, and preacher.
My Social profiles
Blogs Owned
1. Christian Financial Advice
Free financial advice from a Christian view to help folks live debt free in today's difficult economic climate. We discuss time and other resource issues too.
Tags: Christian Financial Advice, budget, budgeting, God and money, money management tips
Latest Blog Posts
- Quick Personal Financial Self Assessment ChecklistSometimes folks come to my office and ask if there is a quick way to examine their fundamentals to deal with their finances? They continue: "We just don't seem to be at peace with our finances, especially when we have no debt." Puzzled, usually, I as...
- Three Investing Myths To Unlearn Before Investing
- Deep in Debt? Is Bankruptcy The Answer?For several reasons, bankruptcy is not the answer to solve deep, seemingly impossible debt problems. Attitudes and behavior lead to debt; therefore, these need attention always, not debt. If folks don't deal with attitudes and behaviors that cause de...
- Will Harper Government’s Missing $3.1 Billon Propel Canadians To Action?Will the mission $3.1 billion irritate Canadians so much they start demanding effective performance from provincial and federal governments? The auditor general says the Canadian government was unable to account for 3.1 billion Canadian dollars of a...
- 3-Tips To Speed Up Mortgage RepaymentSeveral firms will say they have the silver bullet for early mortgage repayment. This will excite many folks who will discover later that the only way to accelerated mortgage extinction is sacrifice: folks will have to choose between today’s consum...
- Help! Stock Markets Are Soaring, How Do I Respond?Remember the Great Recession of 2008? Stock markets plummeted, folks panicked and dashed to the exit, and complained immediately that they lost their savings. Fast forward to today. Stock markets are at their highest levels, but people aren’t celeb...
- Do Government Budgets Matter? Governments Print, Borrow, And Spend As They PleaseThe situation in Cyprus reminds us that we must wake up and demand an end to governments’ waste, and a start to proper budgeting and budgetary control.
- Stewardship of Time: Effective Decision Making With P-SquaresAbout twenty years ago, in my quest to improve my effectiveness, I tried to boost the process I followed to decide. I accepted the fact that daily I would have more to do that I could handle; therefore, under God’s guidance, I challenged me to find...
- Governments’ Role fulfilling Individual NeedsGovernments have spent billions to help the poor and disadvantaged but their conditions merely deteriorate; this so-called help creates dependencies.
- The Benefits of Making a School Budget – Budgeting Tips for StudentsA budget is an essential guide to reach specific goals. It is helpful to prioritize scarce resources. Every student should work with a budget. With effective budgeting, students will experience at least three significant benefits that will lead to pr...
- The Biggest Dilemmas To Overcome While Trying To Make A BudgetSimply, a budget is a personal lifestyle Global Positioning System (GPS)—a tool to guide decisions to move living standard from point ‘A’ to ‘B’ wisely. As with a GPS, we start where we are and then travel to defined destinations. If we do...
- The Urgent Versus The Important: Urgent Wins Hands Downon Jan 30, 2013 in Christian Financial Advice Family busyness priorities time management urgent over important urgent winsDo you know anyone not rushing about regularly? Even teenagers attending school have joined the daily mad dash. Social networks, video games, and other activities have overtaken their lives. Excellent tools such as iPhones, iPads, and other gadgets w...
- President Obama’s Continuing Debt-Sentence Will Crush the economyPresident Obama and his party’s attitude to the debt ceiling is unsustainable. They believe they must feed continually, this massive government spending machine; they ignore the fact that allocating dollars to yesterday’s debt without stopping t...
- Coping In Trials And Sufferings In The New YearProbably, challenges and change will be the main constants in 2013. The book of 1 Peter is likely to be most practical and helpful to allow us to function joyfully this year. He wrote to folks who understood persecution and suffering. Although our s...
- The Fiscal Cliff: A Disguised Blessing?Does anyone not want government to balance its budget and lower its debts? No; the issue is philosophy - timing, method. Suppose the president and Congress work out a deal before the year's end? Does anyone think the USA’s economic problems will be...
- Canadians’ Personal Finances Fiscal Cliff: Are We There Yet?Today we hear much talk about the USA’s economy approaching the so called “fiscal cliff.” What about your personal financial affairs? Are you at the cliff as we inch toward 2013?
- Black Friday Savings: Where Are They?You were among the first batch who rushed into the store to grab Black Friday deals. You overcame significant odds to get your desires: A big-screen TV, 50% off; drill, 40% off; bicycle 50% off; camping gear 70% off. You estimate these deals saved yo...
- Biblical Stewardship Advice: Source of True WealthWorldly advice to gain and share material wealth often includes this statement: “be wise and frugal handling finances.” The answer is, “sort of” because the real issue is wisdom’s source.
- Canadian Household Debt Level Unsustainable – Primed To CrashA recent Bank of Montreal report stated that a small interest rate rise would shock 72% of homeowners. Essentially, 72% of the people surveyed can’t afford their own homes. Still, Canadians household debt levels just keep going up. It is primed to...
- Gambling Displaces God As Your Provider: It Doesn’t PayBelievers in Jesus have bought a major lie of the world: If gambling funds will be used for a good cause, gambling is justified. Therefore, individuals buy lottery tickets because Governments say they will use the proceeds to fund hospitals. Further,...
