pennysaver Profile

Pam
Join Date:
2011-09-24
Blogs Owned
1. Pennysaver Blog
Smart finance and money saving tips. Life a frugal yet full lifestyle.
Tags: personal finance, tax tips, smart finance, money saving tips
Latest Blog Posts
- 5 Things To Consider Before Taking Out Student LoansWhile taking out a college loan can be a valuable resource to afford a higher education, it is incredibly important to consider a few things before you do. About 60% of people who go to college take out student loans to supplement their tuition and...
- 5 Tips To Help You Make The Most Money From A Garage SaleThere are a few reasons why people decide to host a garage sale. They may be moving and they don’t want to have to pack and haul all their stuff with them. Or maybe they’ve simply grown tired of all the boxes of unused stuff in their gara...
- A Sales Tactic That Works – Know Your CustomerDo you work in customer service, or more particularly, do you work in sales of some kind? If you do, here is a tip that will make your job and your life much easier. The key to becoming a successful salesperson is to take the time to get to know...
- Should You Attempt To Pay Off Your Mortgage Early?There are many pros and cons of paying off your mortgage early. Many homeowners would jump at the chance to pay off their mortgage if they could, but there are often many unforeseen circumstances if they do, like increased taxes and expenses. However...
- How To Prevent Frivolous Spending In Collegeon May 14, 2013 in Money Saving Tips college students students students and money university studentsOn one hand, college is the most crucial educational experience you’ll ever have. It’s where you really set the groundwork for your future career, growing as a student and working harder than you ever have before in your life. But it̵...
- 5 Benefits Of Selling Your Old Car Onlineon May 13, 2013 in General sell your car online selling a used car selling old cars selling your carSelling your old car online is fast, effective and convenient. In the old days your options for unloading your used vehicle were few. You either had to put a “for sale” sign in your back window, purchase a classified ad in the local paper...
- A Different Kind Of Account TerminatorThere exists an issue that actually adversely affects trading accounts but is hardly ever mentioned. The practice of trading is something that is quite aggressive. It pits a person against the entire world- and challenges him or her to survive. Thi...
- How Renting A Meeting Room Can Help You Make Moneyon May 10, 2013 in Earn Extra Money earn extra income earn extra money entrepreneur meeting room meeting room rentalSometimes it is better to rent a meeting room rather than to try to do a special event or important presentation in your own office or home. A great way to find meeting rooms for hire is to search online on websites such as venuefinder.com. Renting...
- 5 Tips For Investing Lawsuit Settlement MoneyWhether you’ve sued your employer for a wrongful termination, you got injured in an auto collision that wasn’t your fault or you’ve slipped and fallen while you are out shopping, it is crucial to hold onto your settlement money for...
- Are You Bundling Your Services?Do you have Internet, cable TV, and telephone? If so, do you use the same service provider for all of your services? If not, here are just a few reasons why I recommend that you look into starting to bundle your services. Bundling saves you money...
- Easy Ways To Save On Yard Care And LandscapingA beautiful yard is the welcome mat to your home. It creates a beautiful look that completes your home and gives it great curb appeal. However, creating that beautiful yard and beautiful landscaping takes a long time and a lot of money — whethe...
- 5 Ways To Save Money At The Hair SalonKeeping your hair both maintained and looking good can be a serious investment. Getting your hair professionally cut, shaped, blow-dried, dyed, highlighted and permed at a hair salon can be incredibly expensive. Some people who have their hair dyed p...
- How To Reduce Your A/C Costs With The Right Landscaping Designon May 7, 2013 in Household air conditioner air conditioning landscaping landscaping tips Money Saving TipsWith the right landscaping design you could save a significant amount of money on your energy bills. According to the Department of Energy, proper landscaping is the best way for homeowners to decrease their c...
- Is It Wise To Try Handling Your Own Legal Matters To Save Money?In most cases it is not wise to handle your own legal matters. Is it legal? Yes, handling your own legal matter is completely legal. In fact, “in pro per” is a common term in legalese that means someone is representing themselves in their...
- How To Make Wise Financial Decisions in CollegeMany college students are not well-equipped to make sound financial decisions, and there are a couple of reasons why. For one thing, they haven’t had to manage their own finances to this point. Even those that have held a job or had to maintai...
- 5 Ways For College Students To Improve Their Credit ScoresMost students haven’t thought twice (or even once) about their credit score, mainly because they’ve had no real reason to. But once you start applying for student loans or decide to rent an apartment, your credit rating is suddenly going...
- 5 Home Improvements That Help Reduce Energy Usage & CostsChances are, there are a couple of times each year when you find yourself looking around certain areas of your home and you think to yourself “This space could definitely use a bit of an upgrade.” While it’s nice to do aesthetic cha...
- Tips For Investing In Propertyon May 1, 2013 in Investing investing in property investing in real esate investing tips investments smart investorThere are many ways you can invest your money, and each investment comes with its own set of risks and potential rewards. Stocks, for instance, can be extremely volatile. While some think that investing in property is very risky, it doesn’t hav...
- The Difference Between Being Frugal And Being CheapEverybody knows that buying things that are cheap is much better than buying things that are expensive, right? Well, not exactly. What you need to understand is that there is a difference between being frugal and being cheap. The biggest problem that...
- Four Tips For First Time Stock InvestorsIf you have never purchased stocks before, then you need to read this first. Yes, stocks are a great way to invest your money but they are still risky if you don’t know what you are doing. It is because of this that I recommend that you learn a lit...