paulbtam Profile

Michael

Join Date:
2011-10-05

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Blogs Owned

1. Blog To A Million

Two guys engage in personal finance battle in a race to a million bucks! We track our net worth and blog about our financial decisions on our jouney.

Tags: personal finance, net worth, budget, retirement

Latest Blog Posts

  • Paul’s Net Worth – May 2013 – $353,934
    on May 10, 2013 in Net Worth
    Highlights from last month. The stock market is up again, which is benefiting me greatly on paper. However, these gains aren’t realized unless I sold the investments, so they could be fleeting. Cash is down again this month. I’ll have a p...
  • March 2013 Spending
    on Apr 16, 2013 in Uncategorized
    I think I said the same thing last year around this time… I’d like to start tracking my spending better and posting about it monthly. Hopefully this will help hold us accountable. It’s my feeling that we spend way more than we need...
  • 2012 Spending
    on Apr 13, 2013 in Spending
    I did a quick run through in Mint the other day and saw something horrible…. It said I spent $58000 last year! Holy shit, that is way too much. And, to make matters worse, it wasn’t counting 9 car payments at $250 each and 10 mortgage pay...
  • Paul’s Net Worth Update – April 2013 – $343,796
    on Apr 2, 2013 in Net Worth Personal Finance
    Highlights from last month. The stock market keeps going up, and my investments keep benefiting. The gains appear to be slowing after the recent run up. Cash is down, which is annoying me. I owed $1600 in federal taxes, which pretty much killed any s...
  • Error in Paul’s Favor Too!
    on Mar 8, 2013 in Saving savings
    I’ve done the same analysis as Don on my ‘Long-term Bill Account’ that I fund for property taxes, garbage, home insurance, and car insurance. These are all bills that I pay once or twice per year, so I just fund this account with a...
  • Paul’s Net Worth Update – March 2013 – $339,302
    on Mar 2, 2013 in Net Worth Personal Finance
    Highlights from last month. Investments are looking great again due to a fantastic start of the year for the stock market. I don’t expect this to last much longer given sequestration, plus the fact that the gains have to slow/stop/drop at some...
  • 2012 In ReviewWow, what a great year! The end result was better than I ever expected. I’m really happy to see that our diligent saving is paying off in more ways than one. First, our investments grew by 40% due to a great stock market year as well as continu...
  • Don’s Net Worth Update – January 2013
    on Jan 11, 2013 in Net Worth
    Jeez, has it been since May?  I’ve been keeping away from posting on here basically because we’ve been spending money like crazy and our numbers are not looking terribly good. Anyway, here’s the update.  Current net worth $272,378...
  • Chance: Three Paychecks in One Month, Collect $650! Twice!
    on Jan 10, 2013 in Saving Uncategorized
    Wow, looks like we did it again!  With every paycheck, we put half a mortgage payment into our Chase checking account–this makes it very easy to make payments as Chase holds our mortgage.  Well, getting paid every two weeks means that occasio...
  • Paul’s Net Worth Update – January 2013 – $319,259
    on Jan 10, 2013 in Net Worth
    Sorry about the lack of posts recently (no updates since September). I had been working overtime at work from August through November, and am just getting back into the realm of normalcy. The numbers for January: Highlights from last month. Investme...
  • Community Chest: Savings Error in your favor, collect $500!
    on Jan 9, 2013 in Saving Uncategorized savings
    So among my savings accounts is one strictly for insurance. It’s an effort to smooth out payments that happen every 6 months or a year, and every paycheck we put $65.60 into it. Well I decided to check today and see if we have any excess, as I&...
  • Paul’s Net Worth – September 2012 – $288,014
    on Sep 3, 2012 in Net Worth Personal Finance
    Highlights from last month. Great gains in cash this month, mostly due to receiving 3 paychecks instead of two. We’ve also done well in the spending department this month. Credit card debt is way up due to putting money against our next vacatio...
  • 12 Months In Review
    on Aug 14, 2012 in Net Worth
    Wow, it’s amazing how quickly a year goes by. I’ve now been tracking my net worth on this blog for over a year and thought I would expend a post analyzing how things have changed in the past 13 months.   As you can see from the cha...
  • Paul’s Net Worth – August 2012 – $276,981
    on Aug 5, 2012 in Net Worth
    Highlights from last month. Cash is down in a big way this month. I’ll admit I didn’t track very well so I really don’t know where it all went. Some if it was paying off the credit card charges on our June vacation, but that wasn...
  • Paul’s Net Worth – July 2012 – $275,466
    on Jul 5, 2012 in Net Worth Personal Finance
    I’m starting to realize that we here at BlogToAMillion are clearly not the best bloggers. No mid-month posts from either one of us. I blame work for my poor blogging performance. I’m actually back on a project that keeps me busy, grows my...
  • Paul’s Net Worth – July 2012 -
    on Jul 5, 2012 in Net Worth Personal Finance
    I’m starting to realize that we here at BlogToAMillion are clearly not the best bloggers. No mid-month posts from either one of us. I blame work for my poor blogging performance. I’m actually back on a project that keeps me busy, grows my...
  • Paul’s Net Worth – June 2012 – $267,264
    on Jun 4, 2012 in Net Worth
    The results after an ugly May: The stock market took its toll this month. My investments are down a whopping $10k! I’ll try to keep telling myself that stocks are cheap now after the most recent sell-off, so when my automatic investments go th...
  • Don’s Net Worth – June 2012 – $238,220.29
    on Jun 1, 2012 in Uncategorized
    Thanks a lot, stock market!  I thought we were friends… A good month for cash, but a bad month for our retirement savings–it’s a good thing we’ve got 35 more years to go!  I set up a retirement goal in Mint.com just to see h...
  • Paul’s Net Worth Update – May 2012
    on May 8, 2012 in Uncategorized
    The results for last month: Another decent cash accumulation month due to my wife’s extra paycheck. I hope to see this continue its upward trend as we are still slowly saving towards a down payment on our next home. Credit card debt is up due...
  • Don’s Net Worth Update – May 2012
    on May 7, 2012 in Net Worth
    Another great month, thanks in large part to the fact that I’ve traveling for work the whole time.  Anna is much more thrifty than I am about food and alcohol, so having me out of town means she’s pinching our pennies for us.  Plus, my...
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